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mobile payment gataway

World’s Top 5 Mobile App Payment Gateway For Android/ iOS

The technological revolution has made online buying an integral part of our daily lives. We can now instantly pay for the goods and services purchased online. All thanks to the payment gateways

As we are moving ahead toward a cashless future, we are becoming more concerned about the security & complications involved in online payment methods. Google Pay, Apple Pay, and PayPal are considered the most secure and simple online transaction payment mediums in a mobile app.

However, there are many payment getaways offering unbelievable security and a great shopping experience to users. The mobile app Payment gateway acts as a mediator between the transaction that the user wants to do with the financial institution.

According to Statista, the transaction value of mobile payment apps will reach approximately $14 trillion by 2022, demonstrating the industry’s rapid growth. 

The modern market is overloaded with a variety of mobile app payment gateways, but choosing the best that fits the needs of your business is a daunting thing.  While some payment processing apps are compatible with many mobile apps, for some you need to be selective.

Looking for a fast, secure, and simple IOS mobile app payment gateway for your next business mobile app? Here’re the top picks brought to you by us after thorough research.

Top 5 Payment Gateways for Mobile Apps 2023

Following are some most powerful and reliable payment gateways for mobile apps for the year 2023 and beyond. Choose the one as per your business requirement and needs.

  • PayPal


Every one of us has heard of this payment method. With over 8 million payments per day, this is one of the most widely-used and best payment gateway integrations in the world and the reason is quite obvious- Its fast processing features, are the best fit for individuals to big enterprises. 

PayPal is available in 190 countries and supports 26 different currencies. It allows the creation of free accounts with a nominal charge of 2.9% per transaction. Some USPs of PayPal are-

  • $30 per month
  • 2.9% + $0.30 per transaction
  • Accept credit and debit cards including multi currency payment processing in six currencies
  • Accept PayPal payments in 26 currencies from over 200+ markets
  • Accept PayPal Credit payments (the U.S. only)
  • E-commerce payment gateway
  • Options to simplify PCI compliance
  • Virtual Terminal to accept phone payments
  • Stripe


A relatively new system that has gradually become more and more popular because of its cleanest API. The payment gateway comes with open channels for email support and also enables users to migrate their credit card data to their new payment gateway integration.

The payment gateway accepts credit cards, Apple Pay, debit cards, and even Bitcoin payments. It is also available in over 130 countries. The pricing policy is 2.9% per transaction. Some USps of Stripe is-

  • 2.9% + $0.30 per transaction
  • ACH direct debit 0.8% ($5 cap)
  • Embeddable checkout
  • Recurring subscriptions and invoicing
  • Local payment methods
  • Real-time reporting
  • QuickBooks and NetSuite support
  • iOS and Android apps
  • 450+ platforms and extensions  
  • Payments for platforms and marketplaces
  • Machine learning fraud prevention
  • Zooz


Zooz is by far known as one of the best platforms for mobile payments for its clean interface, quick transactions, and simple integration process. The payment gateway drastically saves you time as it can easily be integrated into your mobile application easily. The in-app payment process is straightforward and card information can also be saved.

  • Square Capitals

Square Capitals

Square Capital is a widely chosen payment gateway by startups. Available in Canada, the USA, the UK, and Australia, the solution is known for its simple setup. It is among the best online payment processors that take a few minutes to create an account and start transacting. The system offers fool-proof security, data encryption, and fraud protection, and notifies users of suspicious activities. The transaction fees are 2.9% per transaction. Some USPs are-

  • Free POS app
  • Free magstripe reader
  • 2.6% + $0.10 in-person or e-commerce transaction
  • 2.9% + $0.30 invoice transactions
  • 3.5% + $0.15 manual or card-on-file entry
  • a process ACH or electronic check payments
  • supports all major credit cards as well as other payment types like Apple Pay and Google Pay
  • free on any iOS or Android device
  • WePay


WePay is one of the best online payment apps for small startups and big enterprises. The system supports various types of online payment integration and has no hidden fees, no monthly fees, and no joining fees. The serviceable zones of this payment gateway are- USA, UK & Canada.

This payment gateway integration is known for its excellent intuitive interface. It accepts registration fees and sells tickets. 


We hope you enjoyed reading these 5 the most popular online payment gateways that can be integrated into your mobile app. Feel free to decide which mobile payment system best fits your requirements. 

Planning to develop a mobile app for your dream business?  Connect to the top mobile app developers!

QSS Technosoft is a decade-old globally renowned full-stack software mobile app development company with 250+ agile web & mobile app developers who are skilled at assisting all shapes and sizes of businesses to address their development challenges. Our main proficiency lies in technologies like- Blockchain, AI/Chatbots, Biometrics, Cloud, GIS, and more. We have been very few in the industry to excel in tech stacks like Flutter, GoLang, ReactJS, React Native, etc.

Our Software Developers are able to work according to your time zone, deadline, and milestone. 

Book your free consultation with us

Experts from QSS Technosoft always follow the latest trends for android/iOS app development and use the newest technologies and reputable online payment gateways to build a powerful and multi-featured mobile app for you.

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About Author:
Author Rashmi Kanti is a passionate content writer & a blogger having written numerous blogs for IT domain. Being into the Blogging world for the past 5 years, she is presently contributing technology loaded articles & blogs regularly to QSS Technosoft. Rashmi has a proficient knowledge of the latest market trends in the mobile & web applications and expresses herself a big technology geek.

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